IIFCL Reports 36% Drop in Profits Despite Record Loan Sanctions

India Infrastructure Finance Company Limited (IIFCL) saw a 36% decrease in net profit for the fiscal year ending March 2026, due to foreign exchange factors. Despite this, the company achieved its highest loan sanction of Rs 57,680 crore and improved its asset quality and capital position.

India Infrastructure Finance Company Limited (IIFCL) experienced a notable decrease in net profit for the fiscal year ending March 2026, attributing the 36% drop to fluctuations in foreign exchange. This resulted in a net profit of Rs 1,379 crore compared to Rs 2,165 crore in the previous fiscal year.

Despite the profit reduction, IIFCL celebrated a significant milestone by sanctioning Rs 57,680 crore in loans, marking its highest-ever annual sanction and a 13% increase over the previous year. Disbursements also rose by 16% to Rs 32,972 crore, emphasizing ongoing infrastructure support across India, as noted by Managing Director Rohit Rishi.

The cumulative loan disbursements by IIFCL totaled approximately Rs 1.89 lakh crore, with consolidated disbursements surpassing Rs 2.14 lakh crore. This reflects the company's strengthening role in backing India's infrastructure growth. The standalone loan portfolio expanded by nearly 17% year-on-year, reaching Rs 81,715 crore.

The company reported improvements in asset quality with a decline in the Gross NPA ratio to 0.4% from the previous 1.11%, reducing the Net NPA to 0%. A noteworthy increase in net worth to Rs 17,898 crore was observed, alongside the maintenance of a Capital to Risk-Weighted Assets Ratio (CRAR) of 20.53%.