Ujjivan Small Finance Bank Q4 profit surges 3-fold to Rs 282 cr

The total income rose to Rs 2,185 crore in the January-March quarter of the financial year 2025-26 from Rs 1,843 crore in the year-ago period, Ujjivan Small Finance Bank said in a regulatory filing. For the entire financial year of 2025-26, Ujjivan Small Finance Banks net profit declined 5 per cent to Rs 693 crore from Rs 726 crore in the preceding fiscal.

Ujjivan Small Finance Bank (SFB) on Friday reported over three-fold jump in net profit at Rs 282 crore in the fourth quarter ended March 2026. The bank had posted a net profit of Rs 83 crore in the year-ago period. The total income rose to Rs 2,185 crore in the January-March quarter of the financial year 2025-26 from Rs 1,843 crore in the year-ago period, Ujjivan Small Finance Bank said in a regulatory filing. The bank's total expenditure, excluding provisions, shot up to Rs 1,670 crore from Rs 1,483 crore in the same period a year ago. On the asset quality front, the bank's gross non-performing assets ratio marginally rose to 2.26 per cent against 2.18 per cent a year ago. However, net NPAs, or bad loans, declined to 0.43 per cent from 0.49 per cent at the end of the fourth quarter last fiscal year. Overall provisions, excluding tax, moderated to Rs 144 crore in the quarter under review from Rs 265 crore in the same quarter a year ago. For the entire financial year of 2025-26, Ujjivan Small Finance Bank's net profit declined 5 per cent to Rs 693 crore from Rs 726 crore in the preceding fiscal. However, the total income rose to Rs 8,039 crore in FY26 from Rs 7,201 crore in FY25.