PMAY-U 2.0 Crosses 16 Lakh Homes with Fresh Housing Push

More than 2.13 lakh houses have been sanctioned under Pradhan Mantri Awas Yojana–Urban 2.0 (PMAY-U 2.0), marking another major step in the government's effort to provide affordable housing to urban families across India. The approvals were granted during the seventh meeting of the Central Sanctioning and Monitoring Committee (CSMC), chaired by Shri Srinivas Katikithala, Secretary, Ministry of Housing and Urban Affairs (MoHUA), in New Delhi.

With the latest approvals, the total number of houses sanctioned under PMAY-U 2.0 has crossed 16.13 lakh. The development reflects the continued expansion of the Housing for All mission and strengthens efforts to provide safe, dignified, and affordable homes equipped with essential amenities for economically weaker sections and low-income families living in urban areas.

Senior officials from the Ministry, along with PMAY-U Mission Directors from participating States and Union Territories, attended the meeting and reviewed the progress of the scheme while discussing strategies to accelerate implementation on the ground.

Over Two Lakh New Houses Approved Across 16 States

The newly approved houses have been sanctioned under two major components of PMAY-U 2.0. Out of the total 2.13 lakh houses approved, nearly 1.89 lakh fall under the Beneficiary Led Construction (BLC) vertical, while 23,602 houses have been sanctioned under the Affordable Housing in Partnership (AHP) vertical.

The approvals cover beneficiaries across 16 states, including Andhra Pradesh, Assam, Bihar, Chhattisgarh, Gujarat, Haryana, Maharashtra, Madhya Pradesh, Mizoram, Meghalaya, Nagaland, Odisha, Rajasthan, Telangana, Tripura, and Uttar Pradesh.

For beneficiaries, the two housing models offer different pathways to homeownership. Under the BLC component, eligible families can construct permanent houses on land they already own. The AHP model allows beneficiaries to purchase affordable housing units within approved residential projects developed through partnerships.

Gujarat, Odisha, and Madhya Pradesh received approvals under both categories, giving eligible families greater flexibility in choosing housing options that best suit their needs and circumstances.

Officials also reviewed the pace of project implementation during the meeting. Discussions focused on speeding up the grounding of sanctioned houses, improving project monitoring mechanisms, and encouraging housing developments near mass transit corridors. Such planning is expected to improve connectivity, reduce commuting challenges, and enhance the quality of life for residents.

Women Remain at the Centre of the Housing Mission

One of the most notable aspects of PMAY-U 2.0 continues to be its strong focus on women-led homeownership. The scheme encourages houses to be registered in the name of the female head of the household or jointly with women family members, helping strengthen financial security and social empowerment.

Out of the 2.13 lakh houses sanctioned during the latest committee meeting, more than 2.05 lakh have been allotted to women, including widows, unmarried women, and women who are separated from their spouses. This highlights the scheme's emphasis on ensuring that women become key stakeholders in household assets.

The programme also extends support to various vulnerable and disadvantaged sections of society. In the latest sanctions, 22 houses have been allotted to transgender beneficiaries, while 25,035 houses have been approved for senior citizens.

The social inclusion aspect of the scheme is reflected in the beneficiary distribution as well. Among the newly sanctioned houses, 34,257 have been allotted to Scheduled Caste beneficiaries, 22,516 to Scheduled Tribe beneficiaries, and 87,077 to beneficiaries belonging to Other Backward Classes.

The focus on inclusive housing seeks to ensure that affordable homes reach those sections of society that often face greater economic and social challenges in accessing secure housing.

Building on a Decade of Affordable Housing Progress

The latest approvals further strengthen the achievements of PMAY-U 2.0 since its launch. Of the more than 16.13 lakh houses sanctioned under the scheme so far, nearly 12.99 lakh have been approved under the Beneficiary Led Construction category, while 1.81 lakh houses fall under Affordable Housing in Partnership projects.

An additional 1.20 lakh beneficiaries have been covered under the Interest Subsidy Scheme vertical, while 12,846 houses have been sanctioned under the Affordable Rental Housing component.

The social impact of the programme becomes even more evident when looking at cumulative figures. Nearly 97 percent of all sanctioned houses under PMAY-U 2.0 have been allotted to women, either individually or through joint ownership. The scheme has also benefited 2.97 lakh Scheduled Caste beneficiaries, more than 84,000 Scheduled Tribe beneficiaries, and over 7.26 lakh beneficiaries from Other Backward Classes and minority communities.

PMAY-U 2.0 builds on the foundation created by the original Pradhan Mantri Awas Yojana–Urban, which was launched in 2015 to address India's urban housing shortage. The new phase seeks to support an additional one crore Economically Weaker Section (EWS), Low-Income Group (LIG), and Middle-Income Group (MIG) families in urban areas.

Eligible beneficiaries can receive government assistance of up to ₹2.5 lakh to construct, purchase, or rent affordable housing. The scheme seeks to make quality housing more accessible while reducing the financial burden on families striving to secure permanent homes.

The broader impact of the mission is reflected in its nationwide progress. Under PMAY-U and PMAY-U 2.0 combined, around 1.27 crore houses have been sanctioned across the country. Of these, nearly 1.20 crore houses have already been grounded for construction, while more than 98.60 lakh houses have been completed and delivered to beneficiaries.

As urban populations continue to grow and housing demand rises, the steady expansion of PMAY-U 2.0 signals the government's continued commitment to creating inclusive cities where affordable housing serves as a foundation for improved living standards, economic stability, and social development.