Exim Bank of India Targets 10% Loan Book Growth Amid Global Challenges

The Export-Import Bank of India aims for a 10% loan growth in FY27 despite challenges like the West Asia conflict. Managing Director Harsha Bangari highlights continued demand from exporters and strategic focus on markets like Latin America amid a planned Rs 99,500 crore borrowing.

The Export-Import Bank of India is targeting a 10% increase in its loan book for the financial year 2026-27, despite ongoing challenges such as the conflict in West Asia. The bank's managing director, Harsha Bangari, shared the lender's strategy, which includes a sharp focus on facilitating Indian exporters.

Despite the geopolitical tensions, Bangari emphasized a robust demand for financing from exporters and anticipates a further rise in rupee-denominated loans. Currency fluctuations previously contributed to a 12% growth in FY26; however, the bank envisions growth on a constant-currency basis for FY27.

To support this growth and facilitate diversification into markets like Latin America, Exim Bank plans to borrow Rs 99,500 crore, including USD 3.5 billion in overseas funds. The bank remains resilient, drawing on past experiences of navigating challenging scenarios such as US tariffs.