Crisil's Strategic Stake in Digital Credit Innovator OPL

Crisil has invested Rs 33.25 crore to acquire a minority stake in Online PSB Loans Ltd, a digital credit infrastructure firm. This strategic move aims to enhance credit delivery through advanced technologies, benefiting micro, small, and medium enterprises and retail borrowers with faster credit decisions.

Crisil has officially announced its investment of Rs 33.25 crore in Online PSB Loans Ltd (OPL) to acquire a minority stake. This move, which was first signaled in December 2024, underscores Crisil's strategy to bolster financial technology innovations.

OPL specializes in digital credit infrastructure, playing a pivotal role in transforming the credit ecosystem with cutting-edge technology. Their solutions leverage analytics and artificial intelligence/machine learning to automate credit delivery, significantly improving access for micro, small, and medium enterprises (MSMEs) and retail borrowers.

With prominent financial institutions and government organizations among its existing shareholders, OPL's platform offers enhanced lending infrastructure for MSMEs, aligning with Crisil's vision of facilitating efficacious credit decisions in the financial sector.

(With inputs from agencies.)