Punjab National Bank's Profit Surges by 13% in Q3

State-owned Punjab National Bank (PNB) posted a 13% increase in net profit, reaching Rs 5,100 crore for the third quarter of December 2025. The bank's income rose to Rs 37,253 crore, with interest income increasing to Rs 32,231 crore. Asset quality improved, with a decrease in NPAs.

State-owned Punjab National Bank (PNB) announced on Monday a 13% rise in net profit, amounting to Rs 5,100 crore, for the third quarter ending December 2025.

This compares with a net profit of Rs 4,508 crore in the same period the previous year. The bank reported an increase in total income to Rs 37,253 crore from Rs 34,752 crore year-on-year, according to its regulatory filing.

Interest income also saw a rise to Rs 32,231 crore, while asset quality showed improvement with the gross non-performing assets ratio easing to 3.19% from 4.09% at the same time last year. Meanwhile, net NPAs reduced to 0.32% from 0.41%. The capital adequacy ratio improved to 16.77% compared to 15.41% in December 2024.

(With inputs from agencies.)