LIC Housing Finance Sees 9% Profit Rise Amid Income Decline

LIC Housing Finance reported a net profit rise of 9% to Rs 1,497 crore in Q4 FY26, despite a drop in total income to Rs 7,195 crore. The company highlighted sustained demand and cost optimization as factors for success, while planning to leverage urbanization for growth.

LIC Housing Finance has announced a notable 9% increase in net profit, reaching Rs 1,497 crore in the fourth quarter ending March 2026, despite a reduction in total income to Rs 7,195 crore. Comparatively, the net profit was Rs 1,368 crore for the same quarter in the preceding fiscal year.

The company's interest income decreased to Rs 7,009 crore, down from Rs 7,117 crore year-over-year. Nevertheless, the Net Interest Income rose 3% to Rs 2,222 crore. Total disbursements climbed by 10% to Rs 21,019 crore, indicating continued growth momentum.

Despite these challenges, the mortgage lender controlled expenses, reducing them to Rs 5,260 crore. CEO Tribhuwan Adhikari attributed the results to digital infrastructure and a stable interest rate environment, and expressed optimism about future prospects in the housing sector driven by urbanization.