Optimo Capital's Remarkable Financial Surge: A 394% Revenue Hike in FY26

Optimo Capital, a fintech firm specializing in MSME Loan Against Property financing, reported a significant financial leap in FY26 with a revenue surge of 394% to Rs 70.5 crore. With profits increasing by 416%, the company aims to expand its AUM to Rs 1,200 crore in FY27.

Fintech company Optimo Capital has reported an impressive financial growth for the fiscal year 2026, marking a 394% increase in revenue to Rs 70.5 crore and a remarkable 416% rise in profit. The company's strong performance underscores its consistent profitability since launch, focusing on Loan Against Property (LAP) for MSMEs.

In FY26, Optimo Capital's assets under management (AUM) skyrocketed by 179% to reach Rs 441 crore, boosting its active small business customer base to 3,277. With a target to elevate its AUM to Rs 1,200 crore by FY27, the company sees enormous potential in the LAP market, estimated as a USD 240 billion opportunity in India.

Operating primarily in Tier-2 and Tier-3 markets across several Indian states, Optimo Capital offers secured Loan Against Property and Micro-LAP products, with a typical loan ranging from Rs 10 lakh to Rs 50 lakh. Utilizing a technology-driven model, the company boasts rapid loan processing capabilities, reducing the approval window significantly compared to traditional banks.