IRFC's Financial Surge: A Q3 Analysis

Indian Railway Finance Corporation Ltd (IRFC) showcased robust financial growth in the third quarter of 2025, with a 10.51% rise in net profit to Rs 1,802 crore. Despite a slight dip in total income, the company's expenses decreased, and its assets under management hit a record Rs 4.75 Lakh crore.

Indian Railway Finance Corporation Ltd (IRFC) reported a commendable financial performance for the third quarter ending December 2025, reflecting a 10.51% increase in net profit to Rs 1,802 crore. This is significant compared to the Rs 1,631 crore profit recorded in the same period the previous year.

However, the company's total income slightly decreased to Rs 6,719 crore from Rs 6,766.39 crore a year ago, as detailed in the regulatory filing. Notably, the Mini-Ratna company reported reduced expenses of Rs 4,917.04 crore, down from Rs 5,135.7 crore in the corresponding period a year prior.

Despite these fluctuations, IRFC's networth rose to Rs 52,046 crore, with assets under management reaching an impressive Rs 4.75 Lakh crore as of December 31, 2025, marking an annual sanction guidance achievement of Rs 60,000 crore.

(With inputs from agencies.)