Ujjivan Small Finance Bank Soars with Record-Breaking Profits

Ujjivan Small Finance Bank reported a 71% net profit growth in Q3 of 2025, with an all-time high net interest income of Rs 1,000 crore. The bank's deposits grew 22.4% annually, while the gross loan book increased by 21.6%. Aniruddha Paul was appointed as an Independent Director.

Ujjivan Small Finance Bank has announced a remarkable 71% increase in net profit, reaching Rs 186 crore for the third quarter ending December 31, 2025. This substantial growth is up from Rs 109 crore in the same quarter of the previous fiscal year.

The bank also reported a record-breaking net interest income of Rs 1,000 crore for the quarter, which marks a 12.8% increase year over year. Impressively, the bank's deposits surged by 22.4% on a yearly basis, amounting to Rs 42,223 crore, as reported by MD & CEO Sanjeev Nautiyal.

The growth trajectory continued with the gross loan book climbing 21.6% year over year to Rs 37,057 crore, fueled by robust quarterly disbursements of Rs 8,293 crore across various product lines. In a strategic move, the bank's board approved the appointment of Aniruddha Paul as an Independent Director, starting January 22, 2026.

(With inputs from agencies.)