Bank Fraud Scandal: Villager's Identity Misused for Loan Scam

A police case in Bhadohi district reveals a fraudulent loan obtained in Sunil Kumar Mishra's name, involving a bank manager and accomplices. Despite Mishra's denial of taking a loan, the bank pursued recovery. A court order initiated a case against three suspects for fraud and forgery.

In a revelatory case of identity theft and banking fraud, authorities in Bhadohi district have charged three individuals, including a bank manager, over allegations of a fraudulent loan scheme. The scandal emerged when Sunil Kumar Mishra, a resident of Bahraichi village, received a startling notice regarding a hefty loan he never applied for.

The legal notice, issued by the District Legal Services Authority, stated that Mishra had taken a loan of Rs 1.85 lakh from the Indian Bank's Gyanpur branch, which had ballooned to Rs 4.23 lakh with interest. However, Mishra maintains his innocence, presenting a written denial to the bank. His pleas seemingly fell on deaf ears until he took the matter to court.

According to the complaint, a photograph of Ramesh Yadav was misused to facilitate the loan, using forged signatures. Allegedly, Shashi Bhushan Mishra from the same village and the bank manager are involved. Following a civil judge's order, a case was registered for fraud and conspiracy, as investigations continue.

(With inputs from agencies.)