Central Bank of India Sees 32% Profit Jump in Q3

State-owned Central Bank of India reported a 32% surge in profits, reaching Rs 1,263 crore in Q3 2025. The increase stemmed from improved asset quality, with a decline in bad loans and a boost in total income. However, Net Interest Income (NII) saw a slight decrease.

The Central Bank of India has witnessed a substantial 32% rise in its third-quarter profits, achieving Rs 1,263 crore. The impressive growth is attributed mainly to an improvement in the bank's asset quality as bad loans saw a decline.

This Mumbai-based institution reported an increase in total income, which surged to Rs 10,969 crore compared to Rs 9,739 crore in the previous year. However, the bank's Net Interest Income experienced a slight dip, going from Rs 3,540 crore to Rs 3,502 crore.

Moreover, gross Non-Performing Assets fell to 2.7%, enhancing the overall financial health of the bank. Despite a marginal moderation in the Capital Adequacy Ratio, the Provision Coverage Ratio showed improvement, reflecting the bank's robust financial performance.